Concord real estate by Allen Tate Realtors

Allen Tate Mortgage Services

Allen Tate Mortgage Services is your complete source for home financing. We provide the best loan products, from more than 40 lenders, saving you valuable time and money. Our mortgage consultants will strategize and shop for the best rates and programs while you shop for your new home.

Questions? We're Here to Help!
Click here to get pre qualified or pre approved.
Call us toll-free 8 am-8 pm EST daily at 800-210-0321.

Our Advantages

Low interest rates and fees
Complimentary, no-obligation pre-qualification
Easy application process
More lenders and more products to choose from
Local processing minimizes time spent during closing
Highly trained mortgage consultants

Mortgage Solutions

Streamlined approvals reduce the need for full employment and asset verification
Mortgages from $25,000 - $5,000,000
15- to 30-year fixed and adjustable rate alternatives
Rates with extended lock periods and float-down features to protect you in an escalating rate market
Refinancing alternatives for every owner

Our Specialties

Owner-occupied, second or vacation home financing
'No down-payment' programs
Special financing program for transfer

How Much Home Can I Afford?

Pre-qualification and Pre-approval

Getting pre-qualified helps you determine how much home you can afford, based on a specific financial information you share with your lender. The lender does not verify this information, and consequently there is no guarantee you will qualify for the loan amount. Getting pre-approved requires that the lender verify your financial information, and does serve as a commitment to lend a specified amount based on that verified information. This gives you significant buying power with a seller who recognizes you will be approved for a loan.
What's pre-qualification?

Pre-qualification is an informal discussion between borrower and lender. The lender estimates the amount that you can borrow based solely on what you tell them about your income and assets. The lender does no verification and is not bound to make the loan when you're ready to buy. On the other hand, loan pre-approval is based on documented and verified information regarding your employment, your income, your liabilities, your assets and the cash you have available to close on a home purchase.

How is pre-approval better?

To a seller, a lender's pre-approval letter is considerably stronger than a pre-qualification letter. If a seller knows your financing is secure, your offer is stronger. Pre-approval also gives you peace of mind as you shop for a home, knowing that you will qualify for the proper mortgage amount.

Mortgage Calculators

Learn what your monthly payments will be by entering in the value of the property or the amount you wish to borrow. Or, estimate how much home you can afford based on your income and other personal financial information. To use our Mortgage Calculator click here.



	Concord NC Real Estate Mortgage info for real estate purchases in Concord
	Concord Real Estate Concord area info Buying in Concord Selling in Concord Concord, NC Offices Concord Attractions Statistics & Facts Relocation Information History of Concord Concord Schools Arts & Entertainment Health Care Cabarrus County Info Concord Business Concord Mortgage Concord Insurance Other regions to consider Concord Home Allen Tate.com News Headlines Allen Tate Realtors®, Expands into Triangle... more	Allen Tate Mortgage Services Allen Tate Mortgage Services is your complete source for home financing. We provide the best loan products, from more than 40 lenders, saving you valuable time and money. Our mortgage consultants will strategize and shop for the best rates and programs while you shop for your new home. Questions? We're Here to Help! Click here to get pre qualified or pre approved. Call us toll-free 8 am-8 pm EST daily at 800-210-0321. Our Advantages Low interest rates and fees Complimentary, no-obligation pre-qualification Easy application process More lenders and more products to choose from Local processing minimizes time spent during closing Highly trained mortgage consultants Mortgage Solutions Streamlined approvals reduce the need for full employment and asset verification Mortgages from $25,000 - $5,000,000 15- to 30-year fixed and adjustable rate alternatives Rates with extended lock periods and float-down features to protect you in an escalating rate market Refinancing alternatives for every owner Our Specialties Owner-occupied, second or vacation home financing 'No down-payment' programs Special financing program for transfer How Much Home Can I Afford? Pre-qualification and Pre-approval Getting pre-qualified helps you determine how much home you can afford, based on a specific financial information you share with your lender. The lender does not verify this information, and consequently there is no guarantee you will qualify for the loan amount. Getting pre-approved requires that the lender verify your financial information, and does serve as a commitment to lend a specified amount based on that verified information. This gives you significant buying power with a seller who recognizes you will be approved for a loan. What's pre-qualification? Pre-qualification is an informal discussion between borrower and lender. The lender estimates the amount that you can borrow based solely on what you tell them about your income and assets. The lender does no verification and is not bound to make the loan when you're ready to buy. On the other hand, loan pre-approval is based on documented and verified information regarding your employment, your income, your liabilities, your assets and the cash you have available to close on a home purchase. How is pre-approval better? To a seller, a lender's pre-approval letter is considerably stronger than a pre-qualification letter. If a seller knows your financing is secure, your offer is stronger. Pre-approval also gives you peace of mind as you shop for a home, knowing that you will qualify for the proper mortgage amount. Mortgage Calculators Learn what your monthly payments will be by entering in the value of the property or the amount you wish to borrow. Or, estimate how much home you can afford based on your income and other personal financial information. To use our Mortgage Calculator click here.
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